Browsing all posts in "Credit Unions".

How to Tell Which Banks Really Are in Trouble

There are a number of measurement tools for determining if a bank is doing well or not. A Liquidity Stress Test provides a snapshot and should not be the only tool used to examine a bank’s health. Consider it a “back-of-the-napkin” calculation.

How Your Credit Union is Helping Fix the Credit Crisis

The Credit Union System Investment Program (CUSIP), allows creditworthy credit unions to borrow funds from the CLF and invest the proceeds in participating corporate credit unions (who are not allowed to borrow directly from CLF). For participating in the program, the credit union receives a 25 basis point spread.